Location, Location, Location. 4th floor of an elevator building. Beautifully renovated kitchen and bathroom. Very close to H mart, bank, restaurants, cafe, hospitals. The bus stops right in front of the building. Catch 159 bus to 42nd St and the 756 to the Bergen Mall and Garden State Plaza. Tax, Heat and hot water, water included in maintenance fee $553. 20%down, 3:1ratio. If you are a cash buyer without any debt, income must be approx. 20K. 2 years tax returns, 3 pay stubs, Proof of funds and pre-approval letter required.